At one time, retirement was all about financial independence. Retirement began on the day you saved enough to live off your portfolio and other income sources without needing a paycheck from your employer. At age 65, you’d retire and live out your last 10 to 15 years in leisure.
Times have changed. People are living longer. We’re healthier in our golden years. A growing group of 50+ adults are pursuing different paths to retirement. Paths that include continued engagement, but in new, creative and active ways. We “Encore” adults are interested in new careers or learning experiences. As our financial obligations dwindle, we still feel young, vibrant and have a strong desire to contribute in meaningful ways.
Today’s retirement is more about time independence. It's the ability to control your own time and decide how to divide up your days, weeks or months — for the next 20 to 30 years — on activities and engagements that are meaningful for you.
At ReFrame Financial Planning, I focus on building relationships with my clients. Our conversations will help you figure out how to leverage all your resources to live the life you want today while still planning for tomorrow. We’ll start by asking questions about your money values and scripts, not about how much money you have. I want to learn about your past to understand your present mindset around money in order to help you build the life you want now and prepare for the future you envision.
You shouldn’t have to hand over your assets to get good financial advice. Different people engage different ways… but it should always go back to YOUR values. Select a financial advisor that aligns with your money value system.
If this new vision of retirement and this new way of looking at your money sparks your curiosity, let’s talk to find out what’s possible for you.
“But, Mary, I just don’t know if this is for me,” you say?
I get it. Sometimes your “money stories” or “scripts” make it difficult to consider that there might be a different way. Or that you deserve to do things differently. Sometimes it’s just about shifting your perspective —dealing with those old “shoulds” that are no longer relevant or useful.
My proprietary ShiftApproach helps those who are thinking about an encore phase to create a transition (and execution) plan that IS aligned with their values, passions and purpose. As fee-only financial planner, my interests sit squarely with you – to help you discover and unleash the possibilities of your next chapter in life.
What's holding you back from transitioning to retirement in a different way?
Get in touch to find out